This website is operated by Finotec Trading UK Limited. It is our policy to respect the confidentiality of information and the privacy of individuals. We are also bound by principles contained in the Data Protection Act 1998 and the EU e-Privacy Directive.

This Privacy Policy Statement outlines how we manage and protect the personal information you give us and hold about our customers ("The Policy"). By visiting our website and using our services your agreement to this Policy is implied.

This Policy will be reviewed from time to time to take account of changes to our operations or practices and, further, to make sure it remains appropriate to any changes in law, technology and the business environment. You should check this page from time to time to ensure that you are happy with any changes. Any information held will be governed by our most current Policy.


INFORMATION WE MAY COLLECT FROM YOU

We may collect and process the following data about you:

  • Information that you provide by filling in forms on our website www.YCM Invest.com. This includes information provided at the time of registering to use our website, subscribing to our service, posting material or requesting further services. We may also ask you for information when you report a problem with our website.
  • If you contact us, we may keep a record of that correspondence
  • We may also ask you to complete surveys that we use for research purposes, although you do not have to respond to them
  • Details of transactions you carry out through our website
  • Your historic trading track-record, and information about any trades from the point you start reporting them to us
  • Details of your visits to our Website including, but not limited to, traffic data, location data, weblogs and other communication data, whether this is required for our own billing purposes or otherwise and the resources that you access
  • Your contributions to us and/or to the website.

IP ADDRESSES

We may collect information about your computer, including where available your IP address, operating system and browser type, for system administration and to report aggregate information to our advertisers. This is statistical data about our users' browsing actions and patterns, and does not identify any individual.


HOW WE USE COOKIES

Our Website uses cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse our website and also allows us to improve our Website. For further information, please see our Cookie Policy.


WHERE WE STORE YOUR PERSONAL DATA

All information you provide to us is stored on secure servers within the European Economic Area, or with providers that comply with the US-EU Safe Harbor Framework, as set forth by the U.S. Department of Commerce. Any payment transactions will be encrypted using SSL technology. Where we have given you (or where you have chosen) a password, which enables you to access certain parts of our website, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.

The privacy and confidentiality of your personal information is of fundamental importance to us. We take all appropriate security measures to protect against unauthorised access to or unauthorised alteration, disclosure or destruction of data and personal information.

We restrict access to personal information to employees, contractors and agents in order to operate, develop or improve our services.


USES MADE OF THE INFORMATION

We use information held about you in the following ways:

  • To ensure that content from our website is presented in the most effective manner for you and for your computer
  • To provide you with information, products or services that you request from us, or which we feel may interest you, where you have consented to be contacted for such purposes
  • To carry out our obligations arising from any contracts entered into between you and us
  • To allow you to participate in interactive features of our service, when you choose to do so
  • To notify you about changes to our service

We may also use your data, or permit selected third parties to use your data, to provide you with information about goods and services which may be of interest to you and we or they may contact you about these by email.

If you are an existing customer, we will only contact you by e-mail with information about our services similar to those which were the subject of a previous sale to you.

If you do not want us to use your data in this way, or to pass your details on to third parties for marketing purposes, please tick the relevant box situated on the form on which we collect your data (the registration form).


DISCLOSURE OF YOUR INFORMATION

We may disclose your personal information to any member of our group, which means our subsidiaries, our ultimate holding company and its subsidiaries, as defined in section 1159 of the UK Companies Act 2006.

We may disclose your personal information to third parties:

  • In the event that we sell or buy any business or assets, in which case we may disclose your personal data to the prospective seller or buyer of such business or assets
  • If YCM Invest or substantially all of its assets are acquired by a third party, in which case personal data held by it about its customers will be one of the transferred assets
  • If we are under a duty to disclose or share your personal data in order to comply with any legal obligation, or in order to enforce or apply our Terms & Conditions and other agreements; or to protect the rights, property, or safety of YCM Invest , our customers, or others. This includes exchanging information with other companies and organisations for the purposes of fraud protection and credit risk reduction

YOUR RIGHTS

You have the right to ask us not to process your personal data for marketing purposes. We will usually inform you (before collecting your data) if we intend to use your data for such purposes or if we intend to disclose your information to any third party for such purposes. You can exercise your right to prevent such processing by checking certain boxes on the forms we use to collect your data. You can also exercise the right at any time by contacting us at .

Our Website may, from time to time, contain links to and from the websites of our partner networks, advertisers and affiliates. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these websites.


CONTACT

Questions, comments and requests regarding this privacy policy are welcomed and should be addressed to

YCM Invest is a trading name of Finotec Trading UK Limited and the website www.YCM Invest.com is owned and operated by Finotec Trading UK Limited. Finotec Trading UK Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register Number [470392].


Full Cookie Policy

What are cookies?

Cookies are small text files that are placed on your computer by websites that you visit. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the website. Most web browsers allow some control of cookies through browser settings.

How we use cookies

When you use our website we may analyse basic information about your activity within our website. This information will provide us with general information about the users of our website, providing us a better understanding of user requirements. We will not attempt to attribute such traffic information to anything that is personally identifiable. Additionally, information relating to the Internet Protocol (IP) address, browser and operating system may be observed.

Web Browser Cookies

If you don’t wish to accept our cookies you can modify your browser so that it notifies you when cookies are sent to it or you can refused cookies altogether. You can also delete cookies that have already been set. You can still continue to use our website but it means we won’t be able to use your visit to help us improve your experience. It also means the cookie policy will continue to be visible as it takes a cookie to remember that you don’t want to accept cookies.

How do I delete cookies?

YCM Invest will not use cookies to collect personally identifiable information about you. However, if you wish to restrict or block the cookies which are set by YCM Invest websites, or indeed any other website, you can do this through your browser settings. The Help function within your browser should tell you how. Alternatively, you may wish to visit www.aboutcookies.org which contains information of how to do this on a wide variety of desktop browsers.

YCM Invest operates a transparent return policy. In the event that you wish to make a withdrawal, you can do so via the payment method used to fund your account or via a wire transfer using a withdrawal form. Please contact Customer Support if you require a withdrawal form.

Your request will be responded to within 24 hours, however, please allow up to 3 business days for processing and review purposes once you have submitted your withdrawal form. Please note: In respect to wire transfers, YCM Invest does not permit third party payments. The bank account name used in connection to a withdrawal must be in the same name as your Finotec Trading UK Limited account.

YCM Invest will not process a withdrawal request to a bank account that has not been nominated and verified. Any violations of the Customer Agreement, Partnership Agreement or any other legal regulatory requirements, will not be subject to this returns policy. This policy can be modified or edited without prior notice.

Trading and financing trades in Digital Tokens entails certain risks. This risk disclosure statement cannot and does not disclose all risks and other aspects involved in holding, trading, or engaging in financing or financed transactions in Digital Tokens. Risks include, but are not limited to, the following:

  1. Market Risk: The market for Digital Tokens is still new and uncertain. No-one should have funds invested in Digital Tokens or speculate in Digital Tokens that she is not prepared to lose entirely. Whether the market for one or more Digital Tokens will move up or down, or whether a particular Digital Token will lose all or substantially all of its value, is unknown. This applies both to traders that are going long and to traders that are shorting the market. Participants should be cautious about holding Digital Tokens.
  2. Liquidity and Listing Risk: Markets for Digital Tokens have varying degrees of liquidity. Some are quite liquid while others may be thinner. Thin markets can amplify volatility. There is never a guarantee that there will be an active market for one to sell, buy, or trade Digital Tokens or products derived from or ancillary to them. Furthermore, any market for tokens may abruptly appear and vanish. Bitfinex makes no representations or warranties about whether a Digital Token that may be traded on the Site may be traded on the Site any point in the future, if at all. Any Digital Token is subject to delisting without notice or consent.
  3. Legal Risk: The legal status of certain Digital Tokens may be uncertain. This can mean that the legality of holding or trading them is not always clear. Whether and how one or more Digital Tokens constitute property, or assets, or rights of any kind may also seem unclear. Participants are responsible for knowing and understanding how Digital Tokens will be addressed, regulated, and taxed under applicable law.
  4. Exchange Risk (Counterparty Risk): Having Digital Tokens on deposit or with any third party in a custodial relationship has attendant risks. These risks include security breaches, risk of contractual breach, and risk of loss. Participants should be wary of allowing third parties to hold their property for any reason.
  5. Trading Risk: In addition to liquidity risks, values in any digital token marketplace are volatile and can shift quickly. Participants in any Digital Tokens market are warned that they should pay close attention to their position and holdings, and how they may be impacted by sudden and adverse shifts in trading and other market activities.
  6. Risks Associated with Financing Activities: When you finance a purchase or sale of Digital Tokens on a peer-to-peer basis, you run the risk of losing your provided financing. Similarly, when you accept financing to enter a trading agreement, you accept the risk of not being able to repay that financing (e.g., if the market price of the Digital Token you purchased with the financing falls). Participants should know all of the terms of any contracts they enter and how their trading strategies and other market and risk factors can affect their financing obligations.